If you are looking for the best rate available, look no further. Our streamline loan process (reduced documentation and virtually paperless loan process) lowers our overhead costs significantly, and we pass that savings on to you. No magic here. We run a tight ship and do volume business at huge discounts. You win.

 With an average of 10 years’ experience as mortgage professionals, you can rest assured that in addition to giving you "rock bottom" pricing, we will make sure the process is smooth and fast. Experience is king as they say.

The typical process is as follows: (1) call us to do a phone application or apply here at Online Application; (2) obtain an automated approval within 1 hour; (3) email us requested docs; (4) we will immediately begin processing your loan; (5) close in about 2 weeks. That's right: our average funding time is 12 days, believe it or not.

Here at JWH Financial, our philosophy is simple: we do business with efficiency, integrity, and honesty. This means we give you the lowest rate, upfront. No games. No bait and switch. If you find a better deal, evidenced by a written, locked loan estimate, all you need to do is present it to us, and we will beat it by $500. Take that to the bank!

Give us a call and I promise you will be impressed with our rates, professionalism, and expertise. Looking forward to working with you!


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