Quoted rates on this website or other advertising platform assume the following:

Up to $647,200 loan amount 

740+ credit score

Single Family Home

Owner Occupied

Loan to Value of 60% or less

Rate and Term Refinance

Taxes and Insurance  not included in the payment

No BK, Foreclosure, and Shortsales in the last 4 years

Debt to Income Ratio of 45% or less

Acceptable Appraisal 

Otherwise Freddie Mac or Fannie Mae Eligible

Note: This is not a committment to lend. All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value and may in fact change until actually locked.


JWH Financial Inc NMLS # 1433621